• From 1 up to 24 months

• Ne­go­tiable In­ter­est Rate

The Annual Actual Total Return (AATR) is cal­cu­lated with the fol­low­ing as­sump­tion:
For one (1) year (365 days), the de­posit amount and the in­ter­est rate re­main unchanged and the inter­est of the semester (or one month in the cases of monthly compounding) is not with­drawn. As a re­sult, S.E.P.A. is reflected in the said de­posit ac­counts with the above percentages, after taxation of the in­ter­est (from 1/1/2013, with 15%) and the semiannual com­pounding (or monthly compound interest if the product is compounded monthly).

In­ter­est is cal­cu­lated on the avail­able daily bal­ance.

Term Deposit New Start Monthly Return

• Minimum deposit amount €10,000 
• Offered in Euro (€) 
• Applies to existing and new funds in the Bank
• Interest base: 360 days (EUR and USD)   

Euro

AATR: The Annual Actual Total Return (AATR), is calculated with the assumption that the duration of the term deposit is 6 months, the deposit amount is €80,000 and the interest rate is 1.90%
AATR: 1.615%

Term Deposit New Start

• Minimum deposit amount 10,000 
• Maximum deposit amount 100,000
• Offered in Euro (€) and USD ($) 
• Applies to new funds in the Bank
• Interest base: 360 days (EUR and USD)   

Euro

US Dollar

* The Annual Actual Total Return (AATR), is calculated with the following assumption:
For one (1) year (360 days) the deposit amount and the interest rate remain unchanged and the interest of the 3 months (92 days in total) is not withdrawn. As a final result, S.E.P.A. (AATR) is reflected in the said term deposit accounts with the above percentages, after the taxation of the interest (from 1/1/2013, with 15%) and without compounding.

Term Deposit @ a click

• Minimum deposit amount 5,000
• Offered in Euro (€), US Dollars ($) and British Pound (£)
• Available via Digital Banking only

Euro

US Dollar

British Pound

Note

• The interest on deposits is subject to taxation according to the current legislation (currently 15%).

• The early partial or full withdrawal of the Term Deposit is carried out after the Bank's consent and approval and the sums taken early are charged for the remaining period until the agreed maturity with penalty interest calculated at the interest rate in force at the Bank (today 1.50%) unless otherwise specified by the individual characteristics of the products. Penalty interest will in no case exceed the amount of the corresponding interest for the above period. 
• Time basis for interest calculation: year of 365 days unless otherwise specified by the individual characteristics of the products.