Pancreta Bank, through its Digital Banking, offers you new possibilities on instant money transfers, through a desktop environment (web) or an application (app).
The IRIS payments service enables you to transfer and receive money instantly,  by using only the recipient's mobile number or tax id number, at no cost. Both, for transactions between individuals and for transactions with Freelancers or Individual Businesses, the daily transfer limit is currently set to €500.
The app is available on the Appstore, Google Play and Huawei App Gallery platforms.

How you register for the IRIS Payments service

You can register within Digital Banking either during the execution of transactions in the "Transactions" section or in the "Profile" section.           
In particular, the mobile phone number you have submitted to the Bank and the list of your active accounts are displayed, so that you can choose to which account the amounts will be credited  while using the IRIS payments service.
Once you register, the system generates a QR code which can be used by the sender instead of the mobile number.

How you get instant transfer in your account

Condition, for receiving instant transfers to an account you maintain at Pancreta Bank, is your registration to the IRIS payments service via Digital Banking.

How to create a QR code for transfer via QR Scanning

From the "Profile" section, select the QR code display icon, present it to the sender to scan it and proceed with sending the remittance.

How you perform transactions using the IRIS payments service

From the "Transactions" section, you choose either to enter the mobile phone number, or to navigate to the Contacts List of your device, or finally to scan (QR Scanning) the recipient's details.

What are the fees for using the IRIS payments service

The service is offered at zero charge, either for sending or receiving money.