My personal needs
My company's needs
The Bank
Loan amount

From €1,000 up to €50,000

Loan duration

From 6 to 84 months

Interest rate

Fixed, from 6.75%

Move eco-friendly!

Acquire the eco-friendly vehicle of your choice with the Consumer Loan Green Move!

Green Move offers you financing with flexible terms to purchase a new or used eco-friendly car, a new electric motorcycle or an electric bicycle.

 

You can apply for a Consumer Loan Green Move, easily and quickly, at any Attica Bank or former Pancreta Bank branch. 

Advantages
  • Preferential interest rate 
  • Long duration period 
  • Early partial or full repayment of the loan without any charge

Features

Beneficiaries

Individuals, whose age will not exceed the 65th year at the end of the loan period

Purpose

  • Purchase of a hybrid or electric car, new or used up to 5 years old from the date of issue of the first registration certificate
  • Purchase of a new electric bicycle or electric motorcycle

Electric or hybrid cars and L-type minicars are classified as eco-friendly.

Financing percentage

The maximum amount of financing can be the smallest of the:

  • 80% of the amount of the offer or the car dealer's proforma invoice you present to the Bank
  • amount of the offer or the car dealer's pro forma invoice you submit to the Bank after deducting any government subsidy

Loan amount

  • From €1,000 to €50,000 for the purchase of a new ecologic car
  • From €1,000 to €25,000 for the purchase of a used ecologic car
  • From €1,000 to €20,000 for the purchase of a new  electric motorcycle or electric bike

Loan duration

  • From 6 to 84 months for the purchase of a new ecologic car
  • From 6 to 60 months for the purchase of a used ecologic car
  • From 6 to 60 months for the purchase of a new  electric motorcycle or electric bike

Interest rate

Fixed for the entire duration of the loan

  • 6.75% (plus levy of Law 128/75, today 0.60%) for the purchase of a new eco-friendly car or a new electric motorcycle or bicycle from a dealership
  • 9.75% (plus levy of Law 128/75, today 0.60%) for the purchase of a used (up to 5 years old) eco-friendly car from a car dealership

Indicative A.A.P.R. (Actual Annual Percentage Rate): 7.89
For a lump sum disbursement of a total credit amount of €20,000 for the purchase of a new eco-friendly car with repayment in 72 continuous monthly interest bearing installments from the full disbursement of the credit amount, Green Move consumer credit loan examination fee at €150.00 and fixed interest rate of 6.75%, plus levy of Law 128/75, currently at 0.60%. Monthly installment: €344.35 for 72 installments. Total Credit Cost: €24.943,30

The above AAPR was calculated with the following assumptions:
1. The year is calculated with 365 days
2. The interest rate remains unchanged throughout the repayment period.
3. The loan installment payments are made on time.

This percentage only applies on the condition that the data in the example will not change.

Fees

€150, one off expense collected at loan disbursement

Disbursement

Lump sum disbursement to the deposit account you hold at the Bank.

Loan repayment

The loan is repaid in monthly interest-bearing installments, debited from your deposit account held at the Bank.
You have the option of early, partial or full repayment without charge.

Collateral

No retention of title. A personal guarantee may be requested if deemed necessary during the evaluation of the request.