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Plan freely the next steps of your business growth with working capitals from Pancreta Bank.

Revolving Working Capital

The Revolving Working Capital is suitable for small/medium businesses with recurring (regular) cash flow needs.

The interest rate is variable based on Euribor and interest is paid every 3 months  for the capital that has been used.

Permanent Working Capital Loan

The Permanent Working Capital Loan is suitable for small/ medium businesses with one-off cash flow needs.

Payment is carried out in equal monthly, 3 months or 6 months installments.

The interest rate is variable, based on Euribor.

The term of Permanent Working Capital Loan is from 2 up to 3 years, with the possibility of a grace period up to 12 months.

 

 

Working Capital Against Customer Checks

The Working Capital Against Customer Checks is suitable for small/ medium businesses with recurring (regular) cash flow needs.

The interest rate is variable, based on Euribor and the interest is paid every 3 months for the capital that has been used.

The working capital's amount is determined by the turnover and is renewed every 12 months.

 

Working Capital Against Approved Subsidy from Subsidised Programmes

The Working Capital Against Approved Subsidy from Subsidised Programmes is suitable for businesses and professionals who have joined Subsidized Programs.

Τhe capital is paid at the beginning of the financing, while interest is paid in equal monthly or 3months installments.

The interest rate is variable, based on Euribor.

In addition, we provide you with the option of early repayment without charge.

Working Capital Against Storage Securities of Privileged CO. of General Warehouses of Greece S.A. (PAEGAE)
The  Working Capital against PAEGAE storage securities is suitable for small/ medium businesses with recurring (regular) cash flow needs.
The capital is paid upon the request to release the goods of the PAEGAE Storage Title whilethe interest is paid quarterly only for the capital that has been used.
The interest rate is variable, based on Euribor.
The amount is determined by the turnover and is renewed every 12 months.
Note: Interest rates are subject to Law 128/75 levy, currently 0.60% (or 0.12% in certain cases).